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Monday, October 1, 2012

A Poem: The Broken Heart Healed

Romans 5:5 and hope does not disappoint, because the love of God has been poured out within our hearts through the Holy Spirit who was given to us.

A Poem: The Broken Heart Healed
 
Lord, Broken and dead you found my heart
 
God's Law could not save and we were apart
 
I was dead in sin, undesiring to come
 
Blinded were my eyes and my ears were dumb
 
My desires were my gods and the world my friend
 
Rebellion inherited from Adam and hell my end
 
Darkened was the sky of my soul overhead
 
Lest your grace shine in I would remain spiritually dead
 
But then the ground trembled and the stone rolled away
 
Your voice had come by your Word that day
 
You called my name:  "come forth you said"
 
"Forsake yourself and arise from the dead"
 
In faith I came, faith had arrived
 
Rescued from wrath, I was now alive
 
I came forth, "unwrap Him" you said
 
"For this One is alive and no longer dead"
 
My broken heart you healed, my life you transformed
 
Why put on those grave clothes? Why to this world conform?
 
The Great Physician called me
 
Prescibed me His Word
 
Faith did I express, His voice I had heard
 
Daily I need the pages of His prescriptions for me
 
To follow the Master whose touch set me free
 
Your Spirit indwells me and your hope is my sail
 
In this life for you I walk until I pass through the vale
 
By grace you called, through faith I did receive
 
In Grace you will keep me, your will to achieve
 
When I am gathered at your coming, this body will be changed
 
Corruption for glory will have been exchanged
 
The heart you healed, is looking to you
 
The Master who takes the old and makes all things new
 
 


Sunday, September 30, 2012

The Words of Life - A Poem

Romans 10:17 So then faith cometh by hearing, and hearing by the word of God.

 
The Words of Life - A Poem
 
I see an old Bible, wrinkled and worn
 
When it is preached, faith can be born
 
The Sinner's heart melts, the work is done
 
Faith grabs hold, the faith-walk has begun
 
Hearing is granted, obedience resides
 
To Christ flees the saint, in His presence He abides
 
The Bible is alive, its words are breathing force
 
In its hearing weak faith is strengthened
 
Resolve resumes its course
 
The saint faces trials, the Bible in his hand
 
Eyes raised heavenward, on God's word He does stand
 
Pages stained with tears, the Bible is a friend
 
Its truth unchanged, broken hearts it can mend
 
The Spirit speaks forth, pointing the way
 
See the Living Savior, become His today
 
Worn it may be, the words are timeless and true
 
Open your Bible and take in what God speaks to you
 
 
 
 


Saturday, September 29, 2012

The Lordship of Jesus Christ

Romans 10:9 "if you confess with your mouth Jesus as Lord, and believe in your heart that God raised Him from the dead, you will be saved."

What is meant when the New Testament refers to Jesus Christ as Lord? Today's blog aims to answer that question by offering a three-fold definition of Christ's Lordship from scripture:

1. He is God.

When the New Testament refers to Jesus as Lord, it is another way of saying he is God.  Matthew 12:28; Mark 2:28 and Luke 6:5 refer to Jesus Christ as Lord of the Sabbath.  Lordship refers to excercising dominion over a realm or Kingdom.  In Genesis 2:3 we read that God "rested from His work" after creating all things, meaning He was establishing Himself as the Sovereign, uncontested Lord over all things.  In fact, Genesis 2:4 tells us that it was indeed the "LORD God" who made the heavens and the earth, giving us the first appearance of the term "LORD" in the Bible.  By noting the Old Testament background, Jesus' remarks in John 5:18 make clearer sense, since in healing a man on the sabbath He makes a declaration of Himself as being equal with God.  The reason He could do that was because He was there, in co-equal power and being with the Father on the day of the first Sabbath back in Genesis!  In fact in Matthew 12:8 Jesus plainly states: "The Son of Man is the Lord of the Sabbath".  Thus Jesus Christ's declaration of Lordship was His way of saying He is God. 

2. He is Sovereign.

When we speak of Christ's Lordship, we also are referring to His Sovereignty.  The term "Sovereign" means God's comprehensive reign over all peoples, places and times.  Sovereignty refers to God's right to reign.  Matthew 28:18 has Jesus saying: "All power has been given to me on Heaven and on Earth".  Other passages such as John 10:17-18 and 5:22 speak to this end.  As Lord He is Sovereign enough to both rise from the dead and excercise judgment.  He is Lord.  He is Sovereign.

3. He is Savior

The Lordship of Jesus Christ speaks to His role as the Saving Redeemer.  Passages such as Philippians 2:7; 1 Timothy 3:16 and Hebrews 4:15 refer to His function as the Savior who excercises His Lordship in salvation.  Romans 10:9 is the plainest verse:  "if you confess with your mouth Jesus as Lord, and believe in your heart that God raised Him from the dead, you will be saved."  Despite the attempts of some today, scripture's testimony is that you cannot divorce Christ's role as Savior from His role as Lord.  The latter term is what gives Him the power and authority to be the Savior.  As God, He is powerful enough to save and as Sovereign He has the Authority to save all who by grace through faith believe on Him for the forgiveness of their sins.  (Romans 10:8-10)

To confess Jesus Christ as Lord means I am trusting Him to be the Savior who leads me, sustains me and Shepherds me.  As my Sovereign, I am His Subject, and He my King.  As my God, He is the One who I worship and adore. 

Friday, September 28, 2012

Prescriptions for Stronger Faith

Numbers 11:23 "The LORD said to Moses, “Is the LORD’S power limited? Now you shall see whether My word will come true for you or not.”

The Disease of unbelief needed a Powerful Prescription
In this section of Numbers 11-12 we see the situation in the nation of Israel drastically plummet.  Numbers 11:1-3  tells us: "1 Now the people became like those who complain of adversity in the hearing of the LORD; and when the LORD heard it, His anger was kindled, and the fire of the LORD burned among them and consumed some of the outskirts of the camp. 2The people therefore cried out to Moses, and Moses prayed to the LORD and the fire died out. 3So the name of that place was called Taberah, because the fire of the LORD burned among them."

For over 12 months since their deliverance out of Egypt, the people had been camped around the base of Mount Sinai.  They had every means of grace available. Yet as Hebrews 3-4 reveals, they ended up not entering into the land which God was calling them due to unbelief.  These two chapters of Numbers 11-12 are chapters about the complaining people of God. 

1. We see the Children of Israel compaining in Numbers 11:1-9
2. We see Moses companing about the people Number 11:10-15
3. We see Miraim and Aaron complaining about Moses 12:1-2

No faith, struggling faith and weakening faith
No one was happy.  These three groups of people were in a miserable condition.  The Nation of Israel camped around Sinai were operating with no faith.  Hebrews 3:19 describes the generation of Israelites coming out of Egypt being incapable of entering into the promised land due to unbelief. 

Moses was operating with struggling faith.  According to Hebrews 3:5, Moses was indeed faithful, a "faith-filled man", yet in this particular episode he was overwhelmed.  Then we see Aaron and Miriam dealing with weakening faith.  They had genuine faith, however jealousy and envy over Moses had sapped their spiritual energy. What these people needed was the same thing we need as God's people living in the 21st century: Stronger faith.

The people of Israel needed saving faith, Moses needed victorious faith and Aaron and Miriam needed greater faith.  In the middle of these two chapters we see Moses' raise further doubts to God's ability to provide.  It is in Numbers 11:23 that we see God says these words: "The LORD said to Moses, “Is the LORD’S power limited? Now you shall see whether My word will come true for you or not.” 

It is from this text that I see the Lord giving us a set of prescriptions for stronger faith.  If someone is in need of saving faith, this prescription from Numbers 11:23 will guarantee salvation.  Perhaps you are reading this and are a believer in Christ already, however you are needing victorious faith or stronger faith.  May I urge you to consider the following prescriptions for greater faith from Numbers 11:23. 

1. Consider the Lord. Numbers 11:23a "The LORD said to Moses, “Is the LORD’S power limited?"
This was Moses' problem: He had considered his circumstance more than the Lord.  The question posed by Jehovah God can only yield one answer - of course the Lord's arm, ability, strength, is not too short.  The people needed to place their faith and trust in the saving power of the one who had rescued them out of Egypt.  Miriam and Aaron needed to be reminded that the Lord called Moses to do one thing, and they another.  The Lord's power is unlimited (Psalm 90:1). 

2. Consider the Lord's word Numbers 11:23b "Now you shall see whether My word will come true" 
Moses, the man of struggling faith, needed to hear the Word of the Lord.  The prophet of God, who had already composed Genesis, Exodus and Leviticus at this stage of redemptive history, was at a low point in his ministry.  He wanted to die. 

The nation of Israel had no faith.  Their failure to believe was not God's fault, but theirs.  Only the preaching of God's word can bring about the faith needed for the person to embrace Christ. (Romans 10:17).  That generation of people needed to be saved. (again compare Hebrews 3 and 4)  Miriam and Aaron had weak faith.  They needed to heed the Word they had received and consider their words carefully.  Dear friend, you and I need to consider the Lord's words more than our thoughts, our impressions and our opinions.  God was telling Moses that no doubt, He  was going to do as he had said.

3. Consider your heart. Number 11:23 "Now you shall see whether My word will come true for you or not.” 
What was the Lord trying to get Moses to consider.  He was trying to get him to consider the Lord, and the Lord's word.  But He was also appealing to the court of Moses' heart.  That word "you" takes what is impersonal and distant and suddenly brings it to bear personally and near.  Somewhere along the way, Moses' let the circumstance change his understanding about the Lord, rather than let His understanding of the Lord change His circumstance.

He who had seen the Lord split the Red Sea and rain fire on the Mountain was begging God to let him die.  I do not hold Moses in contempt, for I too have had those times, and I'm sure you have as well.  It is in those times of trouble that God has had me take stock of my heart. 

Proverbs 4:23 tells us - "Watch over your heart with all diligence, For from it flow the springs of life." Whenever my heart is out of tune with the Lord, it is because I have not considered Him nor His words.  This three-fold prescription of considering the Lord, His Word and your heart will lead to stronger faith.  Take it in daily, and watch your faith grow. 

Thursday, September 27, 2012

Using Cross-referencing and repeated words together

Numbers 11:1 Now the people became like those who complain of adversity in the hearing of the LORD; and when the LORD heard it, His anger was kindled, and the fire of the LORD burned among them and consumed some of the outskirts of the camp.

Two days ago we looked at Hebrews 3 and noted how we can use cross referencing, as well as a couple other Bible-study related tools.  In that chapter we noted that the author cross-referenced Numbers 12 and Psalm 95.  It was for the reason of Psalm 95 that we looked yesterday at the Bible Study tool of "repeated words".  Today I want to consider Numbers 11-12, the other text referred to in Hebrews 3, and explore it through the two tools we have learned in the past two blogs: namely "cross-referencing" and "repeated words".

1. Finding repeated ideas or words in Numbers 11-12
The immediate tone one finds in studying Numbers 11-12 is that of "complaining" or "murmuring":

a. The people are complaining. Numbers11:1,4,5,6
b. Moses is complaining. Numbers 11;10,11-15,21-22
c. Miriam and Aaron are complaining. Numbers 12:1-2

We also see God granting undeserved provisions of grace:

a. The manna. Numbers 11:7-9
b. His Spirit upon the seventy elders to advise Moses 11:24-26
c. Communication of His Word 11:23; 12:6-8, 14
d. His sparing of Miraim 12:15-16

So we see God's grace.  We see murmuring. 

Clearly we see examples to avoid.  We also see the need for God's grace to hang onto.

Which leads us to see the repetition of God and/or His attributes in these chapters:

a. God's provision of Manna, hence His Grace, unmerited favor
b. His Holy Spirit.  The Spirit of God gifting selected people was taught in the Old Testament.
c. God's Special Revelation by His Word
b. God's mercy, or not giving that which is deserved, as in the case of Miraim
e. God's judgment, which is seen in giving the people what they want, the quail.  In scripture the worse form of judgment is when God gives the sinner what he or she wants, since the sinner has in their heart exchanged God for created things. (Romans 1:20-25)

2. Cross referencing in Numbers 11-12
Cross referencing to previous passages can provide fascinating insights and surprises in one's study of God's Word.  A prime example of this is in the people's murmuring over not having meat, and hating the manna that God gave to them in Numbers 11:1-9. 

Have we seen this type of complaining before? We have.1   Some 12-14 months before, the people had just been redeemed out of Egypt and were camped at the wilderness of Sin in Exodus 16.  There the people complained about not having any food.  God responds in Exodus 16 by doing the following:

a. He first supplies them quail in Exodus 16:13 on the evening of the day they had murmured against Him.
b. The next morning he then supplies them with manna to eat in Exodus 16:14-20, with the text stating in Exodus 16:21 that every man had as much as he could eat.
c. They were not judged to death.  God showed mercy.

Thus we see the pattern: Complaining--->The word spoken---> they looked and saw the glory of the Lord-->Quail provided-->Manna provided-->Mercy

Not hardly over a year later the people are complaining in Numbers 11 about the manna they had been receiving.  They were accusing God of short changing them.  They chose to forget that He had supplied them quail, then manna. Notice the reverse response in this second incident:

a. God kept supplying them manna.  It is described again and mentioned first in the Numbers 11 text. 
b. The provision of quail is given by the Lord in Numbers 11:31-35.  The text tells us that while the meat was in their teeth, before it was chewed, the anger of the Lord had kindled. (Numbers 11:33).  They could had spit it out.  They should have remembered how He first supplied them quail, and then bread in Exodus 16.  But alas, they spurned the grace of God, revealing they had never received it to begin.
c. Therefore God struck the people with a very severe plague. (Numbers 11:33)

Thus we see the opposite pattern: They complained--->Mention of Manna--->the word spoken--->they did not look at the Lord's glory--->Quail--->Plague--->Death

From these two incidents we see the crazy but true nature of repeating sin.  In cross referencing, we can note similarities, and also stark contrasts.  Most noteably I find that the people did not look to the Lord's glory in the second incident like they had in the first.  Their rebellion was more willful and deep than the first.2

It is from these patterns in Numbers 11 that we find the murmuring continuing in Numbers 12.  No doubt the Psalmist in Psalm 95 and the author in Hebrews 3 draws from these patterns. 

Conclusion from  cross referencing and repeated thoughts in Numbers 11-12
Thus from cross referencing and repeated thoughts in Numbers 11-12 we can draw a general conclusion about the text:
Namely, The Holy Ghost in all three texts is weaving together the pattern of prescriptions needed to strengthen one's faith and to avoid the peril that comes from murmuring against the Lord. 

End Notes______________

1. Numbers 33 gives an overview of all the journeyings of the Israelites from Mount Sinai to the plains of Moab some 40 years later.  In Numbers 33:12 we see the record of the people encamped at the wilderness of Sin, the location of the first quail and manna incident of Exodus 16.  Then in Numbers 33:17 we see the people camped at Kibroth-hattaavah, the scene of the second manna/quail incident in Numbers 11-12. 

2. The Preacher's Homiletical Commentary on Numbers gives this insight: "They had murmured aforetime, and the Lord gave them quails, and did not punish them (Exodus 16:2-13).  But now, after additional proofs of His power and goodness, they murmur again and more wickedly, and He sends them quails and smites them in anger."

Wednesday, September 26, 2012

Finding Scripture's meaning through repeated words

Psalm 95:1 O come, let us sing for joy to the LORD, Let us shout joyfully to the rock of our salvation.

Making the main point the main point
Yesterday we explored Hebrews 3 and noted the most effective Bible study Tool - "Cross referencing".  Today I want to further explore a sub-point in that blog which actually utilized Psalm 95 - namely observing repeated words or ideas.  It cannot be over-emphasized that discovering scripture's meaning involves identifiying the author's main point or points.  To do that, you and I as Bible interpreters need to note repeated words or thoughts.  Below we are going to walk our way through Psalm 95 to underscore the repeated words or ideas so as to discover the Psalmist's main point.

1. Commands to Worship the Lord. Psalm 95:1-7
In Psalm 95 we see the phrase "let us" repeated seven times, with clusterings of this phrase found four times in Psalm 95:1-2 and the second clustering of three times found in Psalm 95:6.  In each clustering we find the one word "come". (Psalm 95:1,6)  The idea of "let us" is repeated as follows in this Psalm:

a. Let us Sing for joy to the Lord - Psalm 95:1a
b. Let us shout joyfully - Psalm 95:1b
c. Let us come before His presence with thanksgiving - Psalm 95:2a
d. Let us us shout joyfully to Him with Psalms - Psalm 95:2b

This first clustering utilizes a feature of Hebrew Poetry wherein the author piles on phrases, one right after the other, with the intended effect of amplifying the power of His writing.  Thus we are to go from singing, to shouting, to moving forward as we sing and shout, to the full orbed shouting joyfully as we move forward singing and shouting. 

Then we see the second clusterings of the phrase "let us" used three times in Psalm 95:6:

a. Let us worship Psalm 95:6a 
b. and (Let us) bow down Psalm 95:6b (this would be more of a distinct command in the original text)
c. Let us kneel before the Lord our Maker  Psalm 95:6c

Just as in the first set, the author here utilizes that "amplifying effect" in his poetry: giving the sense of not just worshipping, but also bowing down and worship, and then taking it further and actually kneeling in humility before the exalted Majesty of God.

2. Important questions to ask when identifying your repeated ideas
Clearly this seven-fold repetition of the phrase "Let us" is in the form of commands.  Whenever you are looking at repeated phrases or ideas in a text, here are some questions to keep in mind (note I will illustrate these questions straight out of Psalm 95:

a. Is there a command for you to obey? O Come, Let us sing, shout, come before His presence, shout joyfully, worship, bow down and kneel. (Psalm 95:1-2, 6)

b. Is there a warning to heed? "Today if you would hear His voice: Do not harden your hearts.." (Psalm 95:7); as at Meribah (95:8a); as in the day of Massah in the wilderness (95:8b); "and said they are a people who err in their heart" (95:10)

c. Is there an example to heed or to avoid? Clearly the Psalmist uses the unfaithfulness of the Israelites in Numbers as examples to not repeat: "When your Fathers tested me" (95:9a); they tried me, though they had seen my work (95:9b)

d. Is there a promise to claim? Clearly the designation of those who truly worship Him by grace through faith as "people of His pasture" (95:7a) and "the sheep of his hand" (95:7b).  This condition describes someone who has found rest in the Lord.  The idea of rest is derived from the shouts for joy that result from having found such rest in the Lord's presence (95:1-2) and the lack of rest stemming from refusing to worship Him as a true believer.  Anyone who has been saved by grace through faith can claim these promises, since Jesus Himself identifies believer's as sheep and He as their Great Shepherd. (John 10) Only a true believer can truly worship God and call Him Savior and Lord. (Galatians 4:6; Romans 10:8-10; 1 Corinthians 12:3)

e. Is there can argument to consider? The word "for" is repeated twice (Psalm 95:3,7).  This word in the original text speaks of drawing an inference or implication from the preceeding or following material.  Thus the commands of Psalm 95:1-2 make sense, "for" the Lord is a great God, a great King above all gods". Psalm 95:3)  It makes sense to worship God, since He made all things. (Psalm 95:4-5). 

The logic of the Psalmist's commands are further reinforced in Psalm 95:7, where we see the second "for" refering to the Lord as our Maker and Great Shepherd.  Why would you want to worship, bow down and kneel before Him?  Notice again that these questions were applied to phrases or ideas we saw repeated throughout the text.

3. Conclusion: The Main Point of Psalm 95
In considering these repeated ideas and thoughts, we can draw the following main point of this Psalm: Come (by faith) and sing for joy to the Lord (95:1), and do not harden your heart (95:7), for otherwise in so doing, you demonstrate yourself not to be a true worshipper who has entered His rest. (95:11)


 



Tuesday, September 25, 2012

The Power of Cross Referencing

Hebrews 3:1-2 Therefore, holy brethren, partakers of a heavenly calling, consider Jesus, the Apostle and High Priest of our confession; 2He was faithful to Him who appointed Him, as Moses also was in all His house.

The Most effective tool for studying the Bible
In many Bibles today you will notice verse references either running down the center column of a given page of scripture or along the edges.  Normally these Bible verses are tagged, lettered or numbered to a word or phrase in the main biblical text.  We call these little verse references - "cross references". 

The practice of following a word or theme through the cross references is what we call - "cross referencing".  Such a practice yields untold treasures and often proves to be the most effective tool for studying God's Word.  Today I want to look at Hebrews 3 and note how the author uses cross referencing and other forms of referencing scripture to bring out the intention of the Spirit of God for the reader.  The aim of today's blog is to give the reader a practical step by step method for cross-referencing God's Word.

1. Consider the Context Hebrews 3:1
Before the author moves into referencing other passages to support his argument, he firsts of all casts his statements in light of the larger context.  Context is king when it comes to Bible study - and one word is crucial - the word "therefore".  The Greek word translated "therefore" specifically refers to "from which fact" or "for which reason".  When we see the word "therefore", we must ask the question: "wherefore is the word 'therefore therefore"? That is - the word "therefore" is connecting us to previous remarks and preparing us for what is up and coming.  In this case, Hebrews 3:1 connects us back to the writer's remarks on Jesus Christ coming into this world to partake and assume a human nature so as to be the believer's empathetic high priest. (Hebrews 2:9-18). 

With the fact established that Jesus is "able to come to the aid to those who are tempted" (2:18), the author has leverage to press his readers to consider the claims Christ has on their lives as Christians (3:1).  Without establishing the context of your passage, your cross referencing attempts will not be very fruitful.

2. Consider repeated words, phrases, or ideas to define the main point or points of the passage
As we begin to look at Hebrews 3, we notice the author reinforcing his argument with the repeated idea or throught of "consider, take heed, take care".  In other words, the writer is driving home the point of exhorting you and I to pay attention.  Notice how this idea is developed:

a. Consider, or pay heed to Jesus Christ  Hebrews 3:1-6
By identifying his readers as those who are "partakers of the heavenly calling" (i.e Christians), we see the first main exhortation: "Consider Jesus".  Now what is it that we're to consider? First that Jesus is the "Apostle" or quite literally "the sent one" as it would be translated from the Greek.  Then secondly, this Jesus, this "Sent One" (Apostle) is the "High Priest of our confession".  He represents God to us, and us to God.  He is fully God and fully man.  All of this is demonstrated in what He went through in His incarnation (God assuming human flesh) as spelled out in Hebrews 2.

b. Consider or pay heed to the Word of God Heb 3:7-11
In this second major section of Hebrews 3 we see the writer switching from "considering" Jesus Christ to "considering" the scriptures.  In quoting Psalm 95, the writer attributes that Psalm to the authorship of the Holy Spirit. 

c. Consider or "take care" or pay heed to your heart Heb 3:12-19
This third main section is headed up by this same idea as in the previous two sections, only this time the focus is upon the heart of the reader.   Whenever I'm outlining any portion of scripture, I look for several details in the text: is there a command to obey? a promise to claim? an example to consider or avoid? a warning to be heeded? a blessing to be encouraged by?  In Hebrews 3, we see three chief commands that bid us and warn us to take heed: Consider Jesus (3:1); Consider God's words (3:7) and consider your heart (3:12). 

3. Consider the other scriptures being referenced by the author
Having looked at the writer's appeal to the wider context and his intentional repetition of key ideas, we can now consider the other scriptures or "cross-references".  In Hebrews 3 we see several key Old Testament texts:

a. Numbers 11-12 is used in Hebrews 3:1-6
If you were to read the context of Numbers 11-12, the overarching issue was the complaining of the people against Moses and the Lord.  In Numbers 12:6-8 we see the specific text from whence the author of Hebrews is drawing his emphasis of how you and I need to consider Jesus Christ. 

b. Psalm 95:8-11 is used in Hebrews 3:7-11 and portions of Hebrews 3:12-19
Psalm 95 is all about "singing for joy to the Lord".  Seven reasons and seven commands are given in that Psalm as to why we should worship, bow down and enjoy our God.  The last half of the Psalm is issuing a warning from Israel's past with regards to the peril that befalls those who refuse to worship, bow down and enjoy their God.  Bitterness, hardness of heart and misery! 

c. The combination of Psalm 95 and the Book of Numbers is used to reinforce the final section of Hebrews 3:12-19
When you find cross references in a given text, trace those cross-references individually, but also notice the relationship they have to one another.  The writer of Hebrews connects his cross references, since Psalm 95, for example, references the passages of the Book of Numbers! 

In just this brief excercise of observing the power of cross referencing, we have noted how the Holy Spirit put together a section of scripture that warns us to pay heed to the Lord, His word and our hearts.  My prayer is that these principles will aid you as you utilize cross referencing in your own Bible study.  As a final note, try out the passage below and explore the power of cross referencing!

-Observe how John 3:14-15 is related to Numbers 21:4-9.  Write down how this connection helps you understand John 3:16.  Use the principles above to aid you in finding other connections.  I guarantee you will find John 3:16 to be richer than you ever realized.